Micro Small and medium enterprise (MSME) loan is a product which is offered to both male and female entrepreneurs to support their existing enterprise.

The key features of this loan are:

  • Loan for existing business expansion only
Loan ceiling (1st loan)PKR 100,000 - 200,000
Follow-on loanUp to the maximum limit
Insurance / loan processing feesN/A
No. of installments12 / 18
Loan duration / period12 - 18 months
Processing time for 1st loan1 week
Grace period4 weeks
Age limit25 - 55
Maximum loan limitPKR 300,000
Collateral requirementPromissory note on Adhesive/ Revenue/ Stamp Paper and three crossed Cheque as security for loans.