ASA Microfinance Bank (Pakistan) Ltd, a subsidiary of ASA International, is a Microfinance Bank regulated by the Securities and Exchange Commission of Pakistan, under section 32 of the Companies Ordinance, 1984.

ASA Microfinance Bank (Pakistan) Ltd. commenced its operations in 2008.

The Pakistan Microfinance sector has demonstrated a robust growth over the last decade; however, it has still a long way to lead. The sector was initially dominated by the government-sponsored rural support programs and NGOs. The landscape has changed significantly over the past few years and now includes some microfinance institutions, amongst which ASA Pakistan. Despite the growing number of microfinance institutions, there is still a huge gap between the demand and supply in the Pakistani microfinance Market.


Reducing poverty by improving the lives of the underprivileged with a key focus on female entrepreneurs.


We have a strong commitment to financial inclusion and socio-economic progress.


Providing microfinance loans for business purpose to low-income entrepreneurs with the objective to improve financial inclusion and realise socioeconomic progress. Our loans provide an alternative to low income entrepreneurs without access to credit from traditional banks. We provide these loans using the ASA Model.