Mr. Naazer Minhaj has been appointed as a President and CEO of an ASA Microfinance (Pakistan) Limited. Mr. Naazer is passionate about working in roles that have an impact on the economic growth of Pakistan along with financial inclusion.  Prior to this, he led Agriculture Banking at HBL working to uplift lending in this key economic sector. Earlier he had established HBL's Branchless Banking network helping drive financial inclusion agenda & the delivery of large government social security mandates such as BISP cash disbursements, flood relief & COVID emergency payments. Under his leadership HBL has been awarded the ‘Best Bank in Agriculture Financing’ in 2022 and 2023 at the Pakistan Banking Awards.Mr. Naazer has over 23 years of experience in diversified industries such as FMCG, Chemicals, Lubricants & Tobacco.

He started his career at Engro Fertilizers returning to work at Engro Foods in Sales in 2010 & has also served as the Country Manager Pakistan for SC Johnson, Brand Manager at Royal Dutch Shell in Indonesia & Head of Trade Marketing and Sales at Philip Morris International Pakistan. Mr. Naazer served on the board of Pakistan Agriculture Services and Storage Corporation. He holds MBA and a BBA (Hons) from the Institute of Business Administration, Karachi.

Mr. Saleem has been in banking for over 24 years. He has taken a leading role in developing and implementing the processes and controls related to operational efficacy and has rich experience in taking on new challenges in the areas of Procedure Development, Branch Control, Human Resources, Islamic Banking, Administration, Operational Risk, AML, Audit, and Regulatory Compliance. His primary expertise is in the field of operational improvement, investigation, and operational risk. He has worked in cross functional teams to add value to the ongoing projects in retail banking.

Mr. Shivani is a Head of Compliance and joined to ASA Microfinance Bank (Pakistan) Ltd. in 2016. He has more than 11 years of diversified experience on different position in Microfinance Banks. He was associated with Khushhali Bank Ltd, The first Microfinance bank Ltd and other Microfinance Banks and worked on the grass root level i.e. branch Operations officer, Branch Manager, Credit Specialist and Compliance supervisor. He remained as Head of Compliance in two different Microfinance Banks.

Ms. Ayesha Haider serves as Head of Risk at ASA Microfinance Bank (Pakistan) Limited, where she oversees the enterprise-wide risk management framework and leads the strategic integration of risk management to support business growth while ensuring adherence to risk appetite and regulatory requirements.

With over 22 years of experience in the banking sector, Ms. Haider has worked with premier financial institutions such as HSBC, Barclays, and HBL across Treasury, Corporate, Risk, and International Banking divisions. Her most recent role in the Risk Management Division was as Head of Regional Risk at HBL Sri Lanka and Maldives.

Ms. Haider holds a Master’s degree in Economics from the University of Karachi.

Ms. Faryal Khaleel joined ASA Microfinance Bank (Pakistan) Ltd. as Head of Legal, with over 17 years of diversified experience in legal affairs within the banking sector. Her expertise spans Banking laws, Contract Negotiation, Digital Innovation, Consumer and Commercial Banking Product Advisory, Company & Labor Laws, Corporate Governance etc.

Prior to joining ASA Microfinance Bank (Pakistan) Limited, she served as the Senior Vice President - Legal Affairs at Bank Alfalah Limited. Previously, she has been associated with leading banking companies like National Bank of Pakistan, NIB Bank Limited, Faysal Bank Limited. She has also worked as the in-house legal counsel for foreign banks which includes The Royal Bank of Scotland and ABN AMRO N.V. Ms. Khaleel holds an LL.B (Hons.) degree from the University of London. She is an honorable member of Karachi Bar Association and Sindh Bar Council.

Habib Shah serves as the Chief Business Officer at ASA Microfinance Bank (Pakistan) Ltd., where he spearheads the bank’s business strategy and growth agenda, driving sustainable expansion, market penetration, and enhanced organizational performance. As a key member of the leadership team, he plays a pivotal role in advancing ASA’s mission of financial inclusion by strengthening customer outreach, expanding access to financial services, and delivering innovative solutions that empower underserved communities across Pakistan.

With around three decades of distinguished experience spanning the banking and energy sectors, Habib has built a reputation as a dynamic business leader with deep expertise in Rural banking, agricultural finance, product development, and sales management. Throughout his career, he has held several senior leadership positions at HBL, including General Manager – Agriculture Banking and Senior Vice President & Head of Product & Sales for Rural banking. He has also contributed significantly to renowned institutions such as Shell Gas, ExxonMobil and Khushhali Microfinance Bank, gaining diverse industry experience and a broad strategic perspective.

Recognized for his ability to drive business transformation, develop high-performing teams, and deliver sustainable growth, Habib has consistently championed innovative approaches to expanding financial access and creating value for customers and stakeholders alike.

He holds an MBA from the Institute of Business Administration (IBA), one of Pakistan’s most prestigious business schools.

Imran Rasool is Head of Liability at ASA Microfinance Bank (Pakistan) Ltd., where he is leading the bank's deposit strategy. His work focuses on product development, business planning, and building sustainable deposit portfolios.

Imran brings close to a decade of experience in Pakistan's banking industry, having held roles at Standard Chartered Bank, Bank Alfalah, and Habib Bank Limited, as well as Askari Bank, where he served as Head of Liability Products. Throughout his career, he has developed a strong focus on deposit strategy, digital banking, and growth, alongside broader business strategy, and planning.

He holds an undergraduate degree from the University of London.

Ms. Momina Durrani joined ASA Microfinance Bank (Pakistan) Ltd. as Chief Human Resource Officer. She has more than 16 years of diversified experience in Human Resources across Banking, FMCG, Pharma, and Manufacturing. Prior to joining ASA Microfinance Bank (Pakistan) Ltd., she served as Head of HR at Mashreq Bank MGN. Previously, she was associated with Engro Corporation as Senior HR Business Partner and with GlaxoSmithKline as Talent Acquisition Lead for Pakistan, Iran and MEA-CIS hubs. Earlier in her career, she worked with Aman Foundation and August Leadership in HR leadership and consulting roles.

She started her professional career in the banking sector with Standard Chartered Bank, Pakistan, and Royal Bank of Scotland. Ms. Durrani holds an MSc in Occupational Psychology from Goldsmiths, University of London, and a BBA in Finance from Institute of Business Administration, Pakistan.

Mr Zuberi joined in July 2021, he is Fellow member of Institute of Chartered Accountants of Pakistan (FCA), and to his credit is more than 30 years’ experience providing Leadership in the field of Finance, Corporate taxation, Corporate & Legal Affairs, Banking Inspection, Internal Audit, and Strategic Planning. Currently he is serving as a Chief Internal Auditor. As he has resumed different positions in ASA Microfinance Bank (Pakistan) Ltd. At the time of joining he joined on the position of Head Strategy, Planning & Coordination, later the role was slightly change and Chief Green Banking Officer responsibility were also added. Following earlier position, he became Head of Treasury. Prior to joining ASA MFB, he has worked with State Bank of Pakistan, Cupola Pakistan Ltd, Reckitt Benckiser Pakistan and PIA Shaver (Zarghun Project).

Ms. Brohi is a strategic communications and brand leader with over 20 years of experience across financial services, media, fashion, and development. Her work sits at the intersection of corporate reputation, stakeholder engagement, and purpose-driven storytelling, aligning business priorities with meaningful social impact.

Currently she leads integrated communications, brand strategy, and ESG initiatives. She has been instrumental in shaping a cohesive institutional narrative and reinforces the bank’s commitment to financial inclusion.

Her foundation in the creative industries informs a leadership style grounded in narrative clarity and cultural insight. She has also engaged with artisan communities, supporting sustainable livelihoods and the advancement of traditional craft.

Naushaba is the recipient of several entrepreneurship accolades, including recognition from the British Council (2014), Pond’s Miracle Woman Entrepreneur (2015), and Entrepreneur of the Year by LadiesFund (2015).

Mr. Niaz is the Head Branch Banking and joined ASA Microfinance Bank (Pakistan) Ltd. in 2016. He has more than 18 years of diversified experience in different positions at renowned Microfinance Banks/Institutions. He was associated with First Microfinance Bank Ltd, Pak Oman Microfinance Bank Ltd, and Khushhali Microfinance Bank Ltd and started his career on the grass roots level as a Loan Officer and ascended to positions with greater responsibility and supervisory roles, such as Branch Manager, Area Credit Manager, Cluster Manager, Deputy Zonal Head, Zonal Head

Brigadier Shahid Zia (R) is currently serving as Group Head Security, Procurement & Administration at ASA Microfinance Bank (Pakistan) Limited. He brings over 31 years of experience in military command, security, and counter-insurgency.

Prior to joining ASA Microfinance Bank (Pakistan) Limited, he served in the Pakistan Army on several key leadership roles, including Station Commander Karachi and President Cantonment Board Clifton. He has also held various senior staff and instructional appointments at GHQ and School of Armour and Mechanised Warfare. He has international exposure as a United Nations Military Observer. He is qualified in Comprehensive Crisis Management from USA and Senior Officer Security Studies from Jordan.

He is from graduate of Command and Staff College, Quetta and National Defence University, Islamabad. He holds MPhil degree in Public Policy and Strategic Security Management from National Defence, Islamabad and currently pursuing a PhD in Peace and Conflict Studies from the University of Peshawar.

Mr. Shoaib Shamim is an accomplished Chief Financial Officer with over 20 years of experience in financial management, strategic planning, and corporate governance. As a Fellow Chartered Accountant (FCA) from the Institute of Chartered Accountants of Pakistan (ICAP), he has held leadership roles in organizations such as Zood Pakistan, Pak China Investment Company Limited, and Advans Microfinance Bank Limited.

His expertise spans financial modeling, cost control, treasury management, and corporate law. Notably, he successfully led the implementation of the SAP ECC 6.0 FICO Module, demonstrating his capability in managing large-scale projects. Mr. Shamim's commitment to continuous improvement is reflected in his participation in various leadership and innovation programs. He is currently working in the capacity of Chief Financial Officer (CFO), where he is looking after two major components an Accounts & Finance’s as well as Treasury functions. From July 1 to July 31^st, 2025 he held the office as an Interim Acting President & CEO.

 Mr. Sheeraz Ali Sabri is currently working in the capacity of Head Islamic Microfinance Banking division as well as Risk functions. He is a seasoned banker with more than 38 years of diversified and cross functional experience in both conventional and Islamic Banking. Before joining ASA Microfinance Bank (Pakistan) Ltd., Mr. Sheeraz worked with Sindh Bank Limited for 10 years as SVP Islamic Banking. Prior to that, he was with HBL for 28 years, holding different portfolios in Branch Banking, Credit, Product Development, Islamic Banking and Learning & Development. He holds a Master of Science (MS) in finance and is Certified Shariah Advisor and Auditor (CSAA) from AAOIFI, Bahrain.

Tahir Waquar Ali is Chief Information, Digital & Transformation Officer at ASA Microfinance Bank (Pakistan) Ltd., where he leads the bank’s technology strategy, digital transformation agenda, and enterprise-wide innovation initiatives. His work focuses on strengthening digital capabilities, driving operational efficiency, and building a more agile, customer-centric organization.

Tahir brings nearly three decades of experience in financial services, digital banking, and technology leadership. He has held senior roles at leading institutions including Habib Bank Limited, Mobilink Microfinance Bank, Royal Bank of Scotland, ABN AMRO, and Khushhali Microfinance Bank. Throughout his career, he has developed deep expertise in fintech, IT governance, enterprise architecture, and large-scale transformation.