Micro Small and medium enterprise (MSME) loan is a product which is offered to both male and female entrepreneurs to support their existing enterprise.
The key features of this loan are:
- Loan for existing business expansion only
| Target Customer | Man & Women Entrepreneur |
| Running Business Experience | 3 Years & Above |
| Loan Size (1st loan) | PKR 100,000 - 250,000 |
| Yearly Increment | Maximum PKR 50,000 |
| Maximum Loan Limit | PKR 500,000 |
| Maximum Loan Exposure | PKR 750,000 |
| APR | 53.67% |
| Other charges, Loan processing/documentation/Insurance fee | NIL |
| No. of instalments | 12 & 18 |
| Processing time for (1st loan) | Within seven days |
| Age limit | 25 – 55 Years |
| Repayment Mode | 4th Weekly |
| Collateral requirement | Promissory note on Adhesive/Revenue/Stamp Paper and three crossed Cheque as security for loans |